Library

Circular 05/2013/TT-BTC of the Ministry of Finance on the accounting for the real estate asset as loan collateral

Circular 05/2013/TT-BTC of the Ministry of Finance on the accounting for the real estate asset as loan collateral

From February 25th 2013, Credit Institutions (CIs) held properties resulted from settling the debt as stipulated in the Law of credit institutions are accounted for as follows:

– For real estate that CIs acquired in the process of settling the debt to directly serve their business activities, CIs will adjust its accounting books to increase assets, and set aside depreciation provided within the limit of construction investment, and fixed assets.

– For real estate as loan collateral that CIs temporary hold to sell, transfer to recover the loan, CIs will not adjust their accounting books to increase assets, or deduct depreciation.

The above contents are prescribed in Circular 05/2013/TT-BTC guiding the financial regime for credit institutions and branches of foreign banks, taking effect from February 25th 2013 and applicable from the financial year 2013.

Tuan Nguyen

Recent Posts

Vietnam Resolution No. 66.23/2026/NQ-CP: New Beneficial Ownership Standards for AML Compliance

The Vietnamese Government has issued Resolution No. 66.23/2026/NQ-CP, dated July 24, 2026, introducing temporary special…

4 days ago

Vietnam Steps Up Prevention of Illegal Child Labor: Decision 1415/QĐ-TTg and What Export Factories Should Check

On July 28, 2026, the Prime Minister issued Decision 1415/QĐ-TTg, which approves the National Program…

4 days ago

Construction Payment Dispute in Vietnam: 7 Issues Foreign Contractors Should Address When Payment Is Refused or Withheld

A construction payment dispute in Vietnam often becomes visible when a contractor submits a progress…

6 days ago

Vietnam Anti-dumping Investigation on Prestressed Steel Bars from China – AD24: What Interested Parties Should Know

On July 27, 2026, The Vietnam Ministry of Industry and Trade (MOIT) issued Decision No.…

6 days ago

EPC Contract Review in Vietnam: 9 Clauses Foreign Contractors Should Check Before Signing

EPC contract review in Vietnam should happen before the foreign contractor signs, mobilizes people, or…

1 week ago

Malaysia Anti-dumping Investigation on Aluminium Zinc Coated Steel from Vietnam

Malaysia has opened an anti-dumping investigation on aluminium zinc coated steel products originating in or…

1 week ago

This website uses cookies.