Library

Circular 32/2012/TT-NHNN on reducing interest rate on deposits

Circular 32/2012/TT-NHNN on reducing interest rate on deposits

From December 24th 2012, credit institutions and branches of foreign banks continue to reduce interest rates on deposits in Vietnam dong of organizations and individuals, in particular:

Maximum interest rates applicable to deposits with term of 1 month to 12 months is reduced to 8% (formerly 9%).

Particularly people’s credit funds and micro-finance organizations, the interest rate is 8.5% / year, decrease by 1% compared to the past.

With term, non-term interest rate with maturity of less than one month remains at 2% / year.

This has been regulated in Circular 32/2012/TT-NHNN, applicable from December 24th 2012, replacing Circular 30/2011/TT-NHNN.

 

Tuan Nguyen

Recent Posts

Vietnam Company Location Strategy: 8 Checks Before Signing an Office, Factory or Warehouse Lease

A lease can be commercially attractive and still does not comply in legal consideration. The…

30 minutes ago

Property Sale Contract in Vietnam: 8 Clauses Foreign Buyers Should Understand

A property sale contract in Vietnam should protect the buyer against risks involving payment, legal…

3 hours ago

Buying a Vietnamese Company: 10 Legal Checks Before a Foreign Investor Signs

An operating company can provide licences, people, customers and facilities faster than a new business…

1 day ago

Real Estate Deposit Agreement in Vietnam: 7 Risks Before Transferring Money

A real estate deposit agreement transaction in Vietnam can decide the buyer’s risk before the…

1 day ago

Joint Venture Governance in Vietnam: 10 Protections Foreign Investors Should Negotiate

Joint venture disputes rarely begin with the legal percentage alone. They begin when one partner…

2 days ago

How to Start a Business in Vietnam: 10 Steps for Company Setup and Launch

To understand how to start a business in Vietnam, separate company registration from legal readiness…

5 days ago

This website uses cookies.