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Circular 32/2012/TT-NHNN on reducing interest rate on deposits

Circular 32/2012/TT-NHNN on reducing interest rate on deposits

From December 24th 2012, credit institutions and branches of foreign banks continue to reduce interest rates on deposits in Vietnam dong of organizations and individuals, in particular:

Maximum interest rates applicable to deposits with term of 1 month to 12 months is reduced to 8% (formerly 9%).

Particularly people’s credit funds and micro-finance organizations, the interest rate is 8.5% / year, decrease by 1% compared to the past.

With term, non-term interest rate with maturity of less than one month remains at 2% / year.

This has been regulated in Circular 32/2012/TT-NHNN, applicable from December 24th 2012, replacing Circular 30/2011/TT-NHNN.

 

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