From December 24th 2012, credit institutions and branches of foreign banks continue to reduce interest rates on deposits in Vietnam dong of organizations and individuals, in particular:
Maximum interest rates applicable to deposits with term of 1 month to 12 months is reduced to 8% (formerly 9%).
Particularly people’s credit funds and micro-finance organizations, the interest rate is 8.5% / year, decrease by 1% compared to the past.
With term, non-term interest rate with maturity of less than one month remains at 2% / year.
This has been regulated in Circular 32/2012/TT-NHNN, applicable from December 24th 2012, replacing Circular 30/2011/TT-NHNN.
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