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Circular 33/2012/TT-NHNN on reducing short-term lending interest rates

Circular 33/2012/TT-NHNN on reducing short-term lending interest rates

From December 24th 2012, the maximum short-term lending interest rates for credit institutions is at 12% / year, for the people’s credit fund and micro-finance institutions at 13%.

The above rates will apply to loans to serve agriculture and rural development, service production of small and medium-sized enterprises, development of high-tech applications.

For loans under contract signed before December 24th 2012, the contract rate shall continue to apply; loans other than those specified on the Circular shall comply with the current regulations.

This has been guided in Circular 33/2012/TT-NHNN, replacing Circular 14/2012/TT-NHNN and Circular 20/2012/TT-NHNN.

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